:root{
  --navy:#12263f;
  --navy-2:#1d3a5f;
  --ink:#1c2430;
  --muted:#526070;
  --line:#dfe4ea;
  --paper:#ffffff;
  --wash:#f5f7fa;
  --gold:#a8812c;
  --gold-soft:#f4ecd8;
  --radius:10px;
  --max:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
img{max-width:100%}
a{color:var(--navy-2)}
a:hover{color:var(--gold)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.5vw,3.1rem);letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2rem);margin-top:0}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:20}
.skip:focus{left:10px;top:10px}

/* header */
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
@media(max-width:700px){.site-header{position:static}}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:68px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.brand{font-family:Georgia,serif;font-weight:700;font-size:1.2rem;color:var(--navy);text-decoration:none;letter-spacing:.01em}
.brand span{color:var(--gold)}
.nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.nav a{text-decoration:none;color:var(--ink);font-size:.97rem}
.nav a:hover,.nav a[aria-current="page"]{color:var(--gold)}
.btn{display:inline-block;background:var(--navy);color:#fff!important;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:600;border:2px solid var(--navy);cursor:pointer;font-size:1rem}
.btn:hover{background:var(--navy-2);border-color:var(--navy-2)}
.btn.alt{background:transparent;color:var(--navy)!important}
.btn.alt:hover{background:var(--wash)}
.btn.gold{background:var(--gold);border-color:var(--gold)}
.btn.gold:hover{background:#8f6c20;border-color:#8f6c20}
.nav .btn{padding:9px 16px;font-size:.93rem}

/* hero */
.hero{background:linear-gradient(180deg,var(--wash),#fff);padding:64px 0 54px;border-bottom:1px solid var(--line)}
.hero p.lead{font-size:1.2rem;color:var(--muted);max-width:760px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:var(--gold);font-weight:700;margin-bottom:12px}

section{padding:52px 0}
section.tint{background:var(--wash)}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(290px,1fr))}
.card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:22px;display:flex;flex-direction:column}
.card h3{margin-bottom:.4em}
.card p{color:var(--muted);flex:1}
.card a.more{font-weight:600;text-decoration:none}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.steps li{counter-increment:s;border-left:4px solid var(--gold);padding:4px 0 4px 18px}
.steps li::before{content:"Step " counter(s);display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);font-weight:700}
.steps strong{display:block;font-family:Georgia,serif;font-size:1.15rem;color:var(--navy)}
ul.ticks{list-style:none;padding:0;margin:0 0 1em}
ul.ticks li{padding-left:28px;position:relative;margin-bottom:.55em}
ul.ticks li::before{content:"";position:absolute;left:3px;top:.55em;width:11px;height:6px;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg)}

/* content pages */
.page-head{background:var(--wash);padding:46px 0 36px;border-bottom:1px solid var(--line)}
.page-head p.lead{font-size:1.15rem;color:var(--muted);max-width:780px;margin-bottom:0}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:10px}
.crumbs a{color:var(--muted)}
.prose{max-width:780px}
.wrap.prose{max-width:var(--max)}
.wrap.prose>*{max-width:780px}
.prose h2{margin-top:1.6em}
.fit{background:var(--gold-soft);border-radius:var(--radius);padding:16px 20px;margin:1.4em 0}
.cta-band{background:var(--navy);color:#fff;text-align:center;padding:54px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#d5dde8;max-width:640px;margin:0 auto 20px}
.cta-band .btn{background:var(--gold);border-color:var(--gold)}
.cta-band .btn:hover{background:#8f6c20;border-color:#8f6c20}

/* faq */
details{border:1px solid var(--line);border-radius:var(--radius);padding:0 18px;margin-bottom:10px;background:#fff}
details summary{cursor:pointer;padding:15px 0;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:14px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";color:var(--gold);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"\2212"}
details p{color:var(--muted)}

/* table */
table{border-collapse:collapse;width:100%;margin:1em 0 1.4em;font-size:.98rem}
th,td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
th{background:var(--wash);color:var(--navy)}

/* form */
form .field{margin-bottom:16px}
label{display:block;font-weight:600;margin-bottom:6px;color:var(--navy)}
input,select,textarea{width:100%;padding:12px;border:1px solid #b9c2cd;border-radius:8px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:3px solid #d9c48d;border-color:var(--gold)}
textarea{min-height:140px}
.notice{font-size:.9rem;color:var(--muted);background:var(--wash);border-left:4px solid var(--gold);padding:12px 14px;margin:14px 0}
.two{display:grid;gap:36px;grid-template-columns:2fr 1fr}
@media(max-width:820px){.two{grid-template-columns:1fr}}

/* footer */
.site-footer{background:#0d1b2e;color:#c6d0dd;padding:42px 0 26px;font-size:.93rem}
.site-footer a{color:#e6ecf3}
.site-footer .cols{display:grid;gap:26px;grid-template-columns:2fr 1fr 1fr}
@media(max-width:820px){.site-footer .cols{grid-template-columns:1fr}}
.site-footer h4{color:#fff;font-family:Georgia,serif;margin:0 0 10px;font-size:1rem}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:6px}
.fine{border-top:1px solid #243650;margin-top:26px;padding-top:16px;font-size:.84rem;color:#9fb0c4}

/* pricing */
.hero .quick{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px 22px}
.hero .quick li{position:relative;padding-left:22px;font-weight:600;color:var(--navy);font-size:.97rem}
.hero .quick li::before{content:"\2713";position:absolute;left:0;color:var(--gold);font-weight:700}
.sub{color:var(--muted);max-width:760px;margin-bottom:24px}
.price-card{border-top:4px solid var(--gold)}
.pc-name{font-family:Georgia,serif;font-size:1.2rem;color:var(--navy);font-weight:700}
.price{font-family:Georgia,serif;font-size:2.4rem;color:var(--navy);line-height:1.1;margin:6px 0 4px}
.price small{font-family:-apple-system,"Segoe UI",Roboto,sans-serif;font-size:.85rem;color:var(--muted);font-weight:400}
.pc-for{color:var(--muted);font-size:.93rem;margin-bottom:12px}
.price-card ul.ticks{flex:1}
.price-card .pc-gov{background:var(--gold-soft);border-radius:8px;padding:10px 12px;font-size:.9rem;flex:none;color:var(--ink);margin:12px 0}
.price-card .pc-up{font-size:.9rem;flex:none;margin-bottom:14px}
.price-card .btn{text-align:center}
.price-card a.more{margin-top:12px;text-align:center}
.note{color:var(--muted);font-size:.9rem;margin-top:20px;max-width:820px}